Carl J. Kosnar Becomes Consultant for the IFA Social Sector Franchising Task Force

September 1, 2018

News Release

Carl J. Kosnar Becomes Consultant for the IFA Social Sector Franchising Task Force

SAN DIEGO, CA–(September 1, 2018) – The International Franchise Association’s (IFA), Social Sector Franchising Task Force Group, has announced that The Kosnar Group’s Managing Partner, Carl J. Kosnar, has been selected as one of its social franchise mentors, to counsel companies seeking assistance with developing a social franchise.

“The subject of social enterprise business entities has fascinated me over the past few years. Our firm has been involved in helping companies franchise their businesses, and license products and services through technology transfer for over 35 years,” said Mr. Kosnar.

“The success of the American franchise business model is well documented through volumes of books and articles, including those I have written, over the last thirty-five years. It is not my intent to add to the prolific amount of text that already exists, but rather to explore the opportunities that we perceive in attempting to merge the American franchise business model with a Social Enterprise Franchise,” added Kosnar.

Much has been written in recent years extolling the virtues of franchising as it exists in the United States and other countries. However, there has been a dearth of information and analysis of the economic impact and potential of franchising, or similar economic expansion systems, in developing Social Enterprise ventures.

One of the pioneers in the U.S. to promote social franchising is the IFA Social Sector Franchising Task Force. The Task Force is made up of IFA members, experienced and innovative franchise professionals who have joined together to help social sector franchisors and other NGOs. The Social franchise model creates opportunities for local entrepreneurs to deliver products and services in underserved communities worldwide.

Commercial franchising and social franchising are variations on the same basic strategy for expanding a business. They differ in just two ways:

• The type and purpose of the products and services offered by the business being franchised

• The profile of the target customer

Social franchised businesses, like those operated by traditional NGOs (nongovernmental organizations) are primarily developed to offer products and services that people need – not simply want – such as healthcare, safe drinking water, sanitation, clean energy, and education. These are social enterprises whose creation is targeted to achieve goals such as those set in the 2030 Sustainable Development Goals established by the United Nations.

For more information about social enterprise franchising, please contact Carl Kosnar.

Contact:

CARL J. KOSNAR

MANAGING PARTNER

THE KOSNAR GROUP

2306 WALES DRIVE

CARDIFF BY THE SEA, CA 92007

PHONE: (619) 994-2258

FAX: (760) 632-0772

carl@kosnar.com

http://www.kosnar.com

A Trusted Franchise Advisor with 35 Years of Experience

World’s Biggest Hacker – A Challenge to the Financial, Technology and Corporate Sector Security

Ahmedabad, Gujarat (PRWeb) March 18, 2007 — Born in small village of most famous Indian city known as Pink City of India. Mr. Sharma is in the field of security research from last 8 years. He has now full control over the global web security system. His life was full of struggle and overloaded stress. He mentions his strength and pride by specifying himself as a Full-stop on E-system. His aim was to perform unique tasks across globe, something which no one other then him can perform. He proved this through a LIVE ON AIR telecast on one of the most reputed news channel INDIA TV (http://www.indiatvnews.com). This telecast was aired in the Breaking News on INDIA TV and was the world’s first longest hacking and security related news telecast. This telecast was shown from 9:00 PM to 12:30 AM and is one of the best serialized news programme of India. Minister of Information Technology, Technical Experts, Stock Exchange Experts, Cyber Crime Experts, Indian Star Editors Team and Corporate Profiles were all present during this telecast. Mr. Sharma had hacked several Internet Banking, Internet Trading and Internet Shopping websites all in a single attempt. Recently, Mr. Sharma had also announced about his new security firm Shubhlabh Technologies. He mentions hacking as an expert level work which is technical art of finding vulnerabilities in existing weak security of any online activity through Internet. Kalpesh Sharma, shows the LIVE demonstration on net banking and its loopholes. He proved that no bank is safe for your money. He challenged to all banks that he can hack any bank site because of their loopholes. However, his intention behind proving was to help out peoples become safe and aware of technical security.

First he reserved an airticket on indiatimes.com shopping website for free. The payment was done by hacking the site of IDBI Bank payment gateway. Secondly, he purchased a raincoat from rediff shopping website and payment was done through hacking of Federal Bank. From both websites he received the receipt with order number and confirmed payment that the payment is done and we will deliver it within 3 days…

Alongwith, Mr. Sharma also went for discussion through a debate in the same LIVE telecast with Mr. Dhrender Kumar (Stock Exchange Expert) and Pawan Duggal (Cyber Law Expert) and they felt shocked when they saw all these right in front of their eyes. Mr. Dhrender said that, ” I am shocked to see this situation. Now our money is not safe and we could not take physical risk to keep huge amount of funds with us, because technical era is on it’s way towards progress. In order to avoid this we are using Net Banking, but as seen there are several vulnerabilities in banking system also… “

Mr Pawan Duggal described about some clauses and sections of Information Security Act, and asked peoples who lost their money, can claim up to 10 Million INR. But you have to prove it in the court of law, which is almost very difficult to perform. You can’t get help from consumer court as well, in this situation. No one knows what can be done? Mr. Sharma also hacked the so called safe website of shares and securities trading i.e Indiabulls.com and transferred 100 INR into his Union Bank Savings Account. Indiabulls database site reflected the balance fluctuations, immediately. For discussion on this, Mr Gagan Banga (President of Indiabulls) was called in this LIVE telecast. But instead of accepting his company’s technical mistakes, he challenged against Mr. Sharma’s claims. He fully denied though everything was seen by millions of peoples across nation. He said that, ” It’s not possible to hack our trading website”. Then, Mr. Sharma challenged him to prove it right in that running LIVE telecast, and asked him for oral permissions. Mr. Sharma also added that let public viewers of this telecast give their decisions after he demonstrates it right now. Once Mr. Gagan felt nervous ! because by this they can loose the confidence of people. But at last he accepted that challenge and told to Mr. Sharma that he can come in his office and hack Mr. Gagan’s account. I will give you permission to hack my account, but I can’t give permissions for other hacking other’s accounts. This shows Mr. Gagan have doubt about his website and was afraid of Mr. Sharma’s Challenge.

For further discussion Mr. Shakeel Ahmed (IT Minister of India) came and he told that he is not a technical person, but he will definitely do well for people’s of his country with his technical team… In short, none of our money is safe until and unless, online security vulnerabilities are not removed completely. In order to know more about Mr. Sharma’s research activities and services please go through [http://kalpeshsharma.page.tl]

Exploring Your Career Path in the Financial Sector

Are you searching for a job in the financial sector? There are many excellent career choices in this industry that will give you great pay and benefits. Choosing a career as a financial planner is an excellent idea if you’re looking for a highly lucrative position with a bright future ahead of it. Jobs in the financial planning industry are expected to increase by nearly 27 percent by 2022. It’s a great idea to get in on the ground floor of an industry that is guaranteed to provide a lifetime of lucrative employment and career advancement opportunities.

What Sort of Degree Do You Need to Become a Financial Planner?

You can’t just expect to walk in and nab a “plum” financial planner position. You must show proof that you possess the necessary qualifications. A Bachelor’s degree in a financial field is an excellent starting point. It may get you in the door at some places. However, more and more employers are insisting that applicants for financial planning positions possess an MBA. This is especially true if you will be seeking a position that enables you to climb the corporate ladder to a senior management or even partner position.

You Will Need to Obtain Certification as a Financial Planner

The next step to becoming a financial planner is to obtain the necessary certification. The two most well-known types of certifications are Certified Financial Planner (CFP) and Chartered Financial Analyst (CFA). To qualify for the CFP exam, you will need three years’ experience in a finance-related industry. You also will need to have a Bachelor’s degree or better. And, finally, you will need to pass a thorough background check. The exam itself lasts 10 hours and is split over 2 days. To qualify to take the even more grueling CFA exam, you will need four years’ experience.

It Pays to Get Your License to Sell Stocks and Bonds

As a financial planner, being able to sell stocks and bonds is not necessarily a requirement. However, being qualified in this area certainly doesn’t hurt. You can obtain a Financial Industry Regulatory Authority (FINRA) license, such as the Series 6, 7 or 63, to be able to sell mutual funds, stocks, bonds, or insurance to a client. It’s an excellent way to gain more valuable industry experience and qualifications. At the same time, you are also making yourself indispensable to the needs of your clients and your employer.

What is the Career Path of a Modern Financial Planner?

Once you have achieved the necessary college degree to enter the financial industry, your career path will require first gaining three or four years’ worth of experience in junior positions. After gaining the necessary certifications, you will be able to work as a financial planner in an unsupervised capacity.

You will be qualified to receive your base salary, plus incentives and bonuses. That can easily add another five figures to your annual pay. As you work your way upward to a senior position, you can earn a six-figure base salary with matching bonuses and incentives. The career of a financial planner is thus a highly lucrative path to consider.

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