How To Pay Off Your Student Loan Before You Graduate

Here are the HARD facts that most college graduates will be facing after school.

Not having a job or not having the job that they want, because the days of graduating from school and staying with the same company are dead and over.

“Most college graduates will have up to 3 careers or more in their lifetime”.

Well, at least that is what the economists out there are projecting.

With that being the case.

I would recommend you to start your entrepreneur career while in school.

You can start an online business or side business right out of your dormitory room and work on it around your class schedule and then turn that business into a cash cow for YOU.

Which you can then use to pay off your student loan.

I mean, you would think this would be a no-brainer for most college students but you would be thinking wrong.

Most of them are too busy using these 4 years away from home to party like crazy and follow the crowd!!

The other thing is you can use this experience to get the job that you want before you graduate.

Okay, now let’s get into a few business models.

These are just the outlines for each one.

You will have to adopt, adapt and expand on the one that you choose, and make sure that you do some research and model your business after other great businesses that are in your market.

Don’t try to re-invent the wheel.

Learn from other businesses’ mistakes and test out ideas that you think may work for your own sales funnel.

The business models are.

1). Reverse e-commerce.

This is when you set up a site or use eBay and list items that you think may sales.

First step.

You take quality pictures and list the item.

If and when they sell, you then go back and buy the item and ship it to the buyer.

This is a great way to do business because you don’t need any inventory.

This will give you the freedom to test out the market in your niche and see what is selling.

2). eBook business model.

This is when you write up a pdf and format it into an eBook with graphics.

Keep in mind though, you don’t need to create anything if you don’t want to.

Of course.

If you have a passion for an idea, try to create an eBook around that passion.

And if not.

You could just interview an expert and then turn that interview into not only into an eBook, but also an actual book and an audio product.

So, you could end up with a home study course or a membership site and earn monthly passive income from it.

Those are just 2 business model you can use and start from your very own dormitory room.

The great thing about both of these business model ideas is that you don’t need that much money to get started.

Now, can you see how this could and should work?

I would like to stress to you guys… really think about using this idea to pay off your student loan and at the same time build a successful online business!

Why Do You Want To Be An Entrepreneur?

Most of the discussions start with the question, “How can you be an entrepreneur?” and “What should be done to be a successful entrepreneur?” but the first question that must be dealt with is “Why do you want to be an entrepreneur?” Do you really want to be an entrepreneur? This is the first question that must be asked by anyone and everyone before thinking of starting any business venture? This is the moot question. And yes, first of all you would have to understand who is an entrepreneur? What is entrepreneurship per se?

The word entrepreneur comes from Latin. Entre-enter; pre-before; neur-nerve center. Taking its derivation we could understand entrepreneur as someone who enters the nerve center of a business that no one entered before and then makes changes to it that results in a paradigm shift in the whole process. An entrepreneur is the one who is willing to take risk in any business endeavor. Entrepreneurship is the art of finding an opportunity and then pursuing it to success. As a saying goes “brilliant people also see the same things that others do but they observe things that others don’t.” It is the same with entrepreneurs also. They come out with ideas that others don’t think about and that is why they become successful.

Another term which has found a lot of popularity in recent time is a technopreneur. Well, a technopreneur could be understood as an entrepreneur in a business related to technology. It is generally seen that a technopreneur generally has some kind of proprietary and patentable intellectual property rights that he commercializes and reaps benefits out of it. Technopreneurship is a term which is generally used for software companies.

Now let’s talk about our earlier question. Why entrepreneurship? Why are you thinking of being an entrepreneur? Do you really want to be an entrepreneur or is there some kind of compulsion to be an entrepreneur? Is it because you don’t have any job or you currently find yourself out of job? There are many who get into the field because that is what his father and forefathers have been doing. Well, after all, it is their family business. And there is another category that interests me the most. It is the one where people claim that they want to be entrepreneurs for the very simple reason that they want to be entrepreneurs. Entrepreneurship is in their blood.

It is for you to ask yourself. Why do you want to be an entrepreneur? I would like to tell you one thing. Entrepreneurship can really prove very rewarding but and this is a very big but, it is very risky and not easy. Until and unless you are ready to slug it out till the end, the chances of success are very limited. If you are fed up with you daily office routine and want to try your hands in entrepreneurship, let me tell you that the time you would have to spend for your own company would be far more. The effort that you would have to make would be far greater than what you have been making. There has never been any short cut to success and there would never be any. But yes, when you really become successful, the rewards compensate for everything.

The avenues open are many but you would have to make appropriate choices. The present time offers you opportunities where you can earn money and make a mark for yourself without actually investing too much of capital. Yes, we are in the age of “MiniPreneurs” where anyone and everyone can start a business of their own

Making Money Online With CPA Affiliate Marketing

It’s a fact. Many thousands of people worldwide are being laid off by their employer owing to today’s global economic crisis. From big car manufacturers to small business, everyone is feeling the pinch. However there is one industry that’s still booming and offers regular people, with no qualification necessary, the chance to make money working from their own house.

Some people, the hard working ones, are earning the same income that they did working the 9-5 work day. These people are leaving their jobs behind in droves and working from the comfort of their own home, on a full time basis.

So what’s this industry called? Can it really be so? The industry is affiliate marketing, and yes, it can really be so.

Affiliate marketing is very simple. It rewards a marketer, commonly known as an affiliate, for promoting various products on the internet. Affiliates are paid a commission by the company whose product they are promoting, every time they refer customers to the company’s website and a sale is made, or a ‘lead’ is generated.

Becoming an affiliate is now one of the most profitable ways to make money on the internet. The sheer scope and amount of products that can be promoted is staggering. Marketing using affiliates is an extremely cost effective way for big and small business alike to expose their products to a massive audience of potential buyers.

The industry has the potential to provide a limitless source of income for affiliates who aggressively promote products and offers of such businesses. Such affiliates have been reaping the rewards of larger profits as the industry grows and becomes ever popular. As an affiliate you can expect to earn from 30% right up to 90% of the price per sale from customers whom you refer. Some programs even offer recurring monthly payouts for their products!

Cost Per Action, or CPA marketing as it’s commonly known, is a marketing system whereby affiliates earn money for simply referring visitors to a web page to fill out a short form or enter their zip code, without the necessity to make a purchase. This is fast becoming the hottest trend in affiliate marketing and sees some affiliates make $1000 plus in a single day. This new way of marketing promises to be exciting and highly profitable for years to come.

As mentioned earlier, there are no specific criteria or qualification for becoming an affiliate. You need to submit your resume. You do need to be committed and put in a good effort, and will at the same time develop skills in internet marketing, research and promoting offers.

The Disadvantages of Home-Staging Business

There’s no doubt that there’s money at home-staging. If you are a home-stager, you know that you are in a unique business. You get to apply your designing and decorating skills while getting paid! But just like anything else, this business has its disadvantages aside from its benefits.

In this down real estate market, every seller wants to sell their homes fast that they do almost anything to generate a sale especially for their properties which had been stuck for more than a year or so. This is because in real estate, the longer the property stays in your hand; the more difficult it is to be sold. The listing becomes stale and real estate agents will not be willing to show those buyers as there are newer properties in the listings.

The best strategy for sellers to get rid of stuck properties is home-staging. But is repairing, painting, changing of curtains and putting a few flowers in a property worth it? Let’s just say that doing all those processes are not expensive, but have you thought about your competitions? The new built homes? The following are the other disadvantages of this business.

There are many anxious sellers who are desperate of getting rid of their homes and the easiest way that they seem to make that happen is to have their home for home-staging. Staging is, no doubt, the most unique approach to sell homes. However, is it really worth your time and effort? What if you staged a home, and still never sell? You just got your money wasted as well your own time. So what to do?

The following are some tips on the advantages and disadvantages of home-staging your property that is up for sale:

1. It takes so much time and so much effort, and may become expensive in the case of homes that are hard to sell.

2. When talking about investment, home-staging is not practical. Remember, a good investment is spending one dollar and getting two in return. If it’s 1 to 1 or 1 to 0, then it is a very bad investment.

3. If you stage the home while you are still living on it, you will have to empty the furniture, empty the closets and drawers, and keep the bathroom clean and fresh every day. That’s another household chore that is difficult to maintain in regular days.

Unless you are willing to make sacrifices, exert extra effort and willing to risk your money, home-staging might not work for you, so think carefully.

Profitable Business Idea – Manufacturing of Exclusive Curtains

Curtains are obligatory element of an interior and it will not be replaced by jalousies any similar products. Even having ordered jalousies on windows, masters of the house or apartments will not refuse from habitual curtains. The enterprises which would offer rather original and beautiful curtains simply are not present in the majority of cities, and demand for such goods is huge. It is also warmed up by a new direction of textile design which advises to change curtains depending on a season and mood. So, having opened business on tailoring of curtains, you can be assured that you will not remain without work.

By the way, sellers of jalousies and sellers of curtains are not competitors today at all, but allies. Far not everyone is ready to hang up heavy portieres in the apartment but it is necessary to be protected from light somehow. Therefore citizens will acquire a jalousie and as their kind does not associate with house cosiness, will be covered with a habitual tulle curtains. Similar cooperation will be favorable to both parties: sellers of a jalousie can propagandize their goods as the important element intended for protection of an interior, including curtains, from burning out. Sellers of curtains — can position their products as the part of interior that gives house cosiness.

Any successful business on tailoring of curtains is based on two components: salon where goods is presented, and shop where it is produced. However, in a century of information technologies, the role of an exhibition platform can play an Internet site where colorful photos of different curtains will be presented. But remember, the buyer is inclined to trust more to goods he can not only see, but also touch. Curtains salon will perfectly serve this purpose. Also it is not so necessarily to open shop on tailoring. It is possible to find home workers which have the sewing-machines.

To organize your own salon, you will need the area about 30 sq. m. You can also use your usual apartment as salon. Apartment will almost not demands repair because all walls, windows and apertures in it will be hanged up by various stylish curtains. It is necessary to present many of the stylistic variety, after your entire client does not wish to buy ready-made curtains, and prefers to sew exclusive curtains, wants something especial. As a rule, he searches not simply for pieces of a fabric which cover windows, but stylish curtains from the qualitative fabric, executed by the skilled designer on the basis of its wishes so the surroundings of your salon should represent your goods in all its magnificence.

If you have decided to open shop, it is required to you to begin with five work places for which there are enough 90 sq. meters of the area. You can acquire the sewing machine of the Chinese production for $500, overlock costs about $2000, it is desirable to have also the machine for secret seams – its price is in limits of one thousand dollars.

Basically, variants are possible, as they say. You can have shop, and not have own salon. In this case you can simply carry out orders of salons which have no own production. Advantage of the given variant – you are relieved of necessity of dialogue with whimsical clients. However in practice more often work of the enterprise for tailoring of curtains is builds under other scheme: the businessman opens own salon and incurs all creative part, and the foreign sewing shop is directly engaged in sewing. The main thing here is availability of the talented designer which can create really exclusive things. Such designer will be simultaneously both to carry out gauging, and to work as the sales manager. It is desirable to have also and the person with own transport and certain abilities which will hang up ready curtains in-home at clients. This person will also mount eaves. As a rule, these workers are involved from outside for the fixed payment.

Approximate figures on work of the salon look as follows. Different manufacturers estimate the catalogue of fabrics where the product samples are presented, in 20-1000 dollars. On one window the average needed about 6 meters. The margin constitutes not less than 50%, depending on ambitions of the designer it can be and much bigger. As a rule, one customer brings to salon from 700 to 1000 thousand dollars. As practice shows, investments of a few thousand dollars will be quite enough for that business has started to work – very good if to consider, how fast it can pay off.

Entrepreneur Advantages and Disadvantages

Entrepreneurs enjoy the freedom of making their own business decisions and becoming their own bosses. In addition, they also gain the stability and control that could never be achieved as a regular employee. If you have been dreaming of becoming one of these entrepreneurs, you should find out the disadvantages and advantages of taking on this role.

Advantages of Entrepreneurs

Excitement: compared to being regular employees, entrepreneurs enjoy much excitement beginning from the planning stage of the business up to development and realization. Thrill-seekers obviously love being entrepreneurs as they are exposed to too much risk. You should never forget, that all business risks that you agree on taking, should be calculated.

Salary Potential: most people who are employed generally feel that they are not being compensated for the work they do. In addition, they must follow the salary structure set by their employers. Entrepreneurs, on the other hand, earn money that is commensurate to their efforts.

Flexibility: having control of work schedules and commitments makes the life of these entrepreneurs enviable. They are able to take vacations anytime and spend much quality time with their families.

Independence: for people who love the idea of not being answerable to anyone else but themselves, becoming an entrepreneur would surely be wonderful. They would be able to make decisions without the pressure of getting fired.

Disadvantages of Entrepreneurs

No Regular Salary: when you start a business, you should be prepared to leave behind the security of having a paycheck each month. Even successful entrepreneurs experience lean months when all financial resources are being taken up by the new business.

Work Schedule: although they have the luxury of a flexible schedule, entrepreneurs also make sacrifices especially during situations that require them to work longer hours. Unlike regular employees who are not worried too much about the status of the business, entrepreneurs must make sure that everything is going well.

Administration: because they own the business, all major decisions are made by entrepreneurs. This is quite a burden and handling such responsibility is quite difficult. Every decision directly affects the future of their businesses and avoiding costly mistakes is imperative.

After comparing the advantages and disadvantages, you will have to decide if you can realistically handle all the responsibilities of owning your own business aside from being prepared for all the risks you have to take. But if you look closely, being an entrepreneur is still desirable especially with the sense of fulfillment and accomplishment they gain from beating all odds and overcoming all challenges. As long as you have passion and commitment, you will be able to handle these disadvantages beautifully.

To Create Wealth Marry the Mindset of an Entrepreneur to a Network Marketing Business Opportunity

No professional entrepreneur with a thorough understanding of Network Marketing will deny its viability as a wealth creational asset that makes available the ability to persevere in the profession of entrepreneurship. Network Marketing and the Direct Selling industry as a whole continues to grow through good economic times as well as bad. It has survived a roller coaster ride of poor press and bad word of mouth criticism that still lingers in the memories of some to this day, yet through the entire tenure of the business models conception it has prospered and enriched the lives of all whom are able to bring to it an entrepreneurial mindset to succeed in business.

The vast majority of businesses, conventional and those offered through a Network Marketing home business opportunity will fail within their first few years. The cause of most conventional business failures is due to the inability of the entrepreneur to continually raise the necessary capital to keep the business afloat until it is able to operate solely and continuously from its accounts receivables while maintaining a security cash reserve. The most common cause of failure among those operating a Network Marketing home business is that the newly independent business owner is either not an entrepreneur, or has failed to adapt the mental mindset of an entrepreneur.

The low cost of operating a Network Marketing home business and the fact that it can be started and operated part time makes it an attractive option to the employed and unemployed that see a visionary path to financial freedom, and gets excited about it. When it does not quickly transpire, they quit, and continue along the path of their familiarity, and believed security of being among the employed working for someone else. An entrepreneur sees a market demand, an opportunity to create a business to address it, and moves forward with a vision so clear that others are willing to follow.

Entrepreneurs are not born with a special gene. They acquire a philosophical way of thinking that those that are not do not have. However among the few things that is freely among our control in life, our way of thinking is one of them. This mental adjustment is within your powers, and adapting it to its fullest is within your capability. The cost effectiveness of starting, owning and operating an independent Network Marketing home business monetarily affords you the time. It further exposes you to others that will help you through the maze until you exit at the door of the financial prosperity that only an entrepreneurial path can bring you too.

An entrepreneurial mindset is a positive attitude. It may seem difficult to develop, and even harder to sustain when most of the attitudes around you are conditioned to its opposite. If you want to be among those who obtain long term success in Network Marketing (it will not happen quickly), you must acquire it and sustain it even during periods of your worst doubts. Wealth is not a privilege, it is a right! You have the ability to achieve financial abundance through Network Marketing, time, effort and the help of others (no one strives to financial abundance on their own, we all need the help from others), but wanting it is not enough; you have to want it bad.

Five Secret Keys You Must Know To A Successful Home Based Internet Business

Are you already in the internet business? Maybe you are enjoying money rolling into your bank account while you are sleeping, or maybe you have tried a few online internet businesses but didn’t quite work out. Or are you just starting to look at what is available on the internet?

Well, this article is not about which scheme or program that will help you get rich fast, but it will provide the essential keys to developing a long-term successful internet business.

So, what are the secrets? Read on, and you will be amazed how true these secret keys will help you to start a successful internet business.

Secret key 1 – You must have a product – that will help you generates real sales and real value. You sell a product that other people are looking for. The various pyramid schemes that you may have heard of cannot help you develop long-term success online.

Secret key 2 – Make your presence known online. What do you need? You need a web site and an auto responder – this is a communication tool between you and your leads. Don’t expect that you can simply subscribe to some programs and money will start pouring in. You can’t become millionaire overnight with these programs and not doing anything!

Secret key 3 – You must work to make it happen. You must be willing to commit a certain number of hours each day working online. Be consistent, and not be tempted to take a few days off when things get too mundane or sales aren’t coming by. Finish what you have started!

Secret key 4 – You must be committed for long term success. In case you don’t know, internet marketing expertise and income don’t come just happen instantly to most people. However, if you remain committed and stick to your objective, success will continue to flow in. Once you build the momentum on the web, income will start coming in gradually and can be long-term. For every piece of hard work you put in, you will be rewarded with continued, real income in the long run.

Secret key 5 – Invest to widen your knowledge on online internet business. We are not born to know everything about making money online. The ‘gurus’, who have learned the hard way, have written books and programs to teach you what to do and how to do it in the most efficient way. So, be willing to invest some money on you education so that you can learn from these experts, and ultimately, achieve success in the online internet business.

These are the five Secret keys – simple, but if followed closely, you can be assured the key of success to anything online.

Work From Home Jobs – Internet Businesses

Until just recently not too many people thought that they could make an earnest living with work from home jobs. However, with the struggling economy and the power of the Internet, it really is possible. There are so many people making not just a good living, but a great living with work from home jobs. 

Think about it for just a few minutes, with the Internet also known as the World Wide Web you will have customers from all over the globe. Plus, they will be visiting your website 24/7 (even on weekends and holidays)! This is why the Internet is so much more powerful than any other business opportunity. If you have the desire and are passionate about the business opportunity that you are promoting, then you will soar in this type of business. 

Now since we are talking about work from home jobs. What is the best Internet business opportunity? Well, that is a loaded question, since there are so many different business models out there when it comes to the home based business arena. I will tell you one thing though, that is you need to make sure that you join a business that is built on training and support. Remember earlier when I mentioned that you will have customers 24/7 visiting your website. This is true, but you need to learn how to advertise your business opportunity. The sponsor that you join will need to show you how to do this. This is not hard; in fact it’s quite simple. However, if you are a newbie to Internet marketing then you will need a leader/mentor as your sponsor. 

Work from home jobs are hitting the ground running over the past few years, and have really become even more popular over the last few months. Just make sure that you join a business that provides the training and support that you will need in order to have success. Research the business, and make sure that it has everything that you are looking for. Then have at it, and start to run the business by playing full on. If you do this then you are bound to succeed. I wish you the best, and hope that you find the work from home job that is right for you. 

Powerful Tips for Home Offices That Will Drastically Increase Work Flow

If you work from home then you will probably be familiar with what a struggle it is constantly to remain productive and to get work done when you’re surrounded by distractions. When your work environment is the same as your home environment either all the time or sometimes, it’s far too easy to make excuses to pop to the kitchen or to pick up that tempting book lying on the coffee table and these things can actually destroy our productivity.

Another problem is that home offices are designed and maintained by us. There’s no boss telling us to keep our desk tidy and no HR team to advise us on the best posture or the best point in the room for enhancing productivity. Below are some fixes that can help you stay on task.

Paper Trays

Having papers everywhere is a problem that affects not just home workers but pretty much everyone else too. The first solution to this issue is to get paper trays which allow you to quickly and easily ‘dump’ your papers out the way so they at least aren’t making mess.

Here you’re going to have two trays. One will be your ‘working memory’ and one will be your ‘short term memory’. Anything that you’re done with but not ready to get rid of will go in your ‘short term memory’, whereas anything that you’re currently still working with or that you’ll be able to throw away later will go in your ‘working memory’. At a predefined time every day/week/month you’ll then sort through the trays and move anything from the short-term memory tray into a filing cabinet – your ‘long term memory’. This mimics the way the human brain stores information and it makes it much easier to keep on top of everything.

Portable Scanners

Portable scanners are scanners that can take paper through a feed in a similar manner to a printer. Some of these can even take multiple sheets of paper at once and this actually makes it much easier to quickly scan reams of documents, while OCR (Optical Character Recognition) software will automatically catalogue and organize them. This allows you to get rid of an awful lot of paper and to thereby create far less paper for yourself. Likewise you should of course go paperless with your bills, statements and everything else you can.

Desk Toys

If you do struggle with procrastination then a desk toy can go a long way to help. This can include things like small rakes and sand pits, or like cat’s cradles. The reason these work well is that they provide work for idle thumbs but aren’t nearly as engaging as a mobile phone. In other words, you can play with these little toys while your computer loads and not risk getting ‘sucked in’. They also add to that business feel and make your home office feel more like a real place of work.

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