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SaleHoo – Get Great Discounts in Wholesale Tote Bags Via SaleHoo

Be practical! At this time of crisis we all need to be more practical. Why pay for high priced items when you can actually have them at lower prices? Take for example the tote bags. Many people are very fond of using tote bags because it can carry almost everything they need. And despite of being capacious, it still looks fashionable to carry.

You can have these useful tote bags at very low prices when you purchase them at the wholesale market. While wholesale market only entertains bulky orders, you may find this too much for your own use. So what else you can do with these bags? Well, this is a great opportunity for you to earn extra money!

You will enjoy selling this kind of bags because of two reasons: First, it is not difficult to sell since most people are very fond of tote bags and second, it can generate huge profit.

In wholesale market, you will be amazed to find various types of tote bags. They all come in different brands, designs, sizes and colors. Of course, you should be very creative and meticulous in choosing your bags. Make sure that your items are at par with the latest and hottest designs in the market.

You can search wholesale suppliers in the internet using reliable web directory like SaleHoo. SaleHoo is one of the first online databases that specialize on wholesale contacts. All companies in SaleHoo’s database are 100 percent authentic. All of them have undergone strict screening process before they are considered in the list of reputable wholesalers. SaleHoo has an extensive list of wholesale companies. And because of their growing population in SaleHoo, these companies are in tight competition. You can find lots of gorgeous bags that are on 70 to 80 percent discount sale. And this rate can give you a larger profit margin.

SaleHoo’s database is always updated. And if in case you cannot find any wholesalers that offer the kinds of tote bags that you want in your store, you can just send an email request to them and their staff will be glad to assist you in your research. You can also use their online chat to talk directly to their staff. You can chat with other customers if you want to conduct your own investigation on the reliability and authenticity of their companies.

8 Great Reasons For Starting a Network Marketing Business

Network marketing has changed the lives of millions of ordinary people just like YOU and me around the globe and if you’re hesitating in joining a network marketing business, then take a look at some of the benefits you’ll gain.

Benefit #1: This Business Can Be Build On A Part Time basis.

No need to quit your current job to join a network marketing company; hence stressing to be able to put food on the table and provide for your family and other household expenses.

While you still got a regular job, you can dedicate a few hours a week to work on your home-based business…The training we offer once you join will literally give you tips on how to work less and earn more.

I’ve met many full time students that have been able to build successful businesses and are earning a lot more money for themselves while they get their school degrees.

Benefit #2: Very Low Start-Up Cost (Meager Investment Required)

If you wanted to start a regular business from scratch, then you’ll definitely need to invest thousands and thousands of dollars to get started.

Buying a McDonalds franchise can cost you up to $300,000 as a start-up cost and most people don’t got that kind of money.

With a network marketing company, you can own your own franchise and begin making money Right Away with ONLY a few hundred dollars!

Benefit #3: No Income Ceiling

By becoming a better marketer with the tools and training you’ll receive from us, growing your business will be a lot more easier and with this business, you got the potential of earning as much money as you’d like without being in debt from the beginning.

Benefit #4 Residual Income (Passive Income)

Residual income is what all entrepreneurs are seeking for in the long-term with their businesses…but what does it mean?

To make it simple to understand, residual income is the money that you’re able to earn on a constant basis from your business without working.

In other words, rather than exchanging your time for money like you’ll do at a regular 9-5 job, you spend some time to build a potent business by leveraging the efforts of others, then the income will keep flowing in no matter what.

Building a residual income from your business is doable but it requires lots of work and perseverance. You must become a leader and create new leaders in your team in order for your business to duplicate.

Network marketing easily allows you to build a residual income for life…If done properly; you’ll continuously get paid without getting your hands dirty.

Benefit #5: Tax Advantages

There are a lot of tax advantages that you can benefit from simply because you own a business. With a home-based business, you get paid first without any tax deductions, invest all you can into your business, and then be taxed on whatever is left.

That’s one of the biggest loopholes EVER. Get paid, invest your earning through corporations, and then get taxed on whatever money is left.

You definitely do not have this opportunity as an employee because before you even you see your paycheck, the government already took his share…and it doesn’t stop there since your first line of expense as en employee is taxes.

After all this, you’ll be forced to struggle and live on whatever money is left.

It really aggravates me when I hear people say that business owners are heavily taxed and have a lot less advantages than employees. That’s total ignorance and here’s why…

Tax laws are written in the rich and wealthy people’s favor since they possess power and influence.

In addition to this huge benefit, you will be able to get better and higher tax returns because you can claim every PENNY that you spend in building your business. These may include the following:

*Electricity

*Rent (spaces that you use to run your business)

*Internet

*Telephone

*Home insurance

*Food supplies

*Business tools (computers, printers, ink, webcams, microphones, etc…)

*Business related travel costs

*Advertising expenses (Fliers, Press Releases, Ezine ads, PPC, etc…)

*And much more…

So why pay more taxes when there’s a L-E-G-A-L way to avoid them?

Benefit #6: Time Flexibility

Having a home-based business is a dream come true for a lot of people around the world. You and only you manage your time.

There’s no boss looking behind your shoulders at all times making sure that you’re getting the job done.

You work and build your business at your own pace. There’s really no stress and you could be in your pajamas all day and be building a successful business from the comfort of your home.

By joining a network marketing company, you own and control your business…It’s not the other way around.

Benefit #7: Meeting Great People

Throughout your network marketing endeavors, you’ll meet incredible people that share the same values as you. You know what’s even better, you’ll be in constant contact and surrounded by successful people from whom you can learn and get great advices from.

Instead of discouraging you, these people have the same views as you and therefore will be there to support and guide you all the way. That alone is priceless!

Benefit #8: Great Free Training

By joining any network marketing company, you’ll receive some sort of training.

They’ll teach you things like personal development, pubic speaking, sales, marketing and many other life-time valuable skills that you’ll be able to use in your everyday life.

I truly hope that all these *BENEFITS* will help you make a better decision about network marketing and why there’s so much to gain.

Great Stock Market Guidelines for a Successful Portfolio

Investing can sometimes seem like a tough thing to do. A lot of people want to see their money grow, but they aren’t sure where to start. The stock market is a good place to invest your money, so if you want to learn more about how you can make a reasonable income through the stock market, then this article is for you.

If it seems too good to be true it probably is. If a return is being guaranteed, there’s a good chance that fraud is involved. There is no way to take part in investing without some risk and any broker that tells you otherwise is lying. This is not a person that you want to place your money with.

Remember that stock prices are reflections of earnings. In the short term immediate future, market behavior will fluctuate depending on news and rumour and the emotional responses to those, ranging from enthusiasm to panic. In the longer term picture, however, company earnings over time wind up determining whether a stock price rises or falls.

It may seem counter-intuitive, but the best time to buy your investments is when they have fallen in value. “Buy Low/Sell High” is not a worn out adage. It is a way to success and prosperity. Do your due diligence to find sound investment candidates, but don’t let fear keep you from buying when the market is down.

Your stocks should be thought of as ownership in a company, not just meaningless pieces of paper which you trade. When assessing the value of stocks, evaluate the business by analyzing their financial statements. This will ensure that you consider each trade carefully before making any moves.

Make sure that you are properly educated before investing in the stock market. You need to have a basic knowledge of accounting, annual reports and the stock market history. There is no need to be an actual accountant, though the more understanding you have, the better off you will be.

You can use the stock prices to track earnings. Short-term market behavior is generally based on fear, enthusiasm, news, and rumours. Long-term market behavior is mainly comprised of company earnings. These earnings can be used to determine whether or not a stock’s price will rise, drop or go completely sideways.

Keep an eye on the price of a stock you want to buy, and buy when the price is at its low point. The stock market fluctuates constantly, so you might have to wait a bit for the perfect price, but it will pay off in the end with a high return on investment.

Always keep in mind that money is a tool, not a goal. The money you earn, save and invest serves you towards a goal. The goal might be a boat, a home, or even retirement. You have a target number you are pursuing because that target number means you can afford a lifestyle for you and your family that you do not currently have.

Before even buying your first stock, make sure you know your current total financial portfolio. What are your debts and income? Do you have six months reserve fund saved up? This should be done before buying a single share. Once it is accomplished, how much of your income can you put towards investing? Once you know this, then determine your stock portfolio and automate it.

Before you decide how much you want to invest in the stock market, take some time to figure out what you want your investments to do for you. Are you looking forward to building a retirement fund? Alternatively, make some extra income? When you get this figured out, you will be able to decide how much you are willing to risk on the market.

If you’re thinking of investing money in stocks and you do not know how to do it, then you might want to go to a stock investing gathering in your area. These are normally available for a cheap fee, and you are educated by professionals that could assist you in gaining a lot of money in your investment.

Do not forget to keep a strict watch on the volume of trading your stocks are involved in. The trading volume reflects the amount of trading that the specific stock is currently involved in. The activity of a stock can show volatility or stability, which could determine whether or not you want to buy it.

Don’t buy stock of companies that aren’t solid. You need to do a lot of homework on the stock that you are thinking about buying. When you rule out all iffy stock choices, there will be nothing but sound stocks in your portfolio. This will protect you from losses over the long run.

Have a game plan and generally, stick with it. Many individuals buy a stock with the plan of sitting tight on it for a period of five or ten years. As soon as something goes sour in the market, those same individuals turn around and immediately sell. While selling is sometimes the smart way to go, if you sell every time your stock takes a bit of a nose dive, you will see more of a loss than you will see a gain. If you instead remain strong and stick to your game plan, you will often see a greater amount of success in the long run.

You should now have a better idea about what the stock market is about and what you should be doing to prepare yourself so that you can invest. Keep in mind, that sharing information with friends can help. Make sure that you engage in conversation with your friends, as well as to teach them what you know so that you have a better grasp of the stock market as a whole. When you understand how something works, you know how to be good at it. Do this and success should follow.

Online Classified Ads Are a Great Source For Job Seekers

As we are facing global economic crisis now, more people are jobless. The biggest hit was in America where several years ago they announced that some kind of Wall Street or Lehman Brothers thing declared bankruptcy, which affects lots of business. Not only America was affected, but also other business firms around the world. Huge companies in America are forced to close down or lay off their employees. On that time, it has reached millions of employees in different American companies are laid off due to financial crisis that was caused by an investment firm like the Wall Street or Lehman Brothers. These people right now are finding ways to get a job just to provide food for themselves or their own family. It is hard to find a job when you are just roaming around the city looking for some advertisements that were posted on walls or big boards. Job seekers need to find a way to search for their dream job as soon as possible. One of them is what we call newspapers.

Newspapers have a classified ad section, which job seekers can look for it. But there’s a disadvantage for it. Classified ads in newspapers only have one to two pages, and around 25% of them are job opportunities while the rest are mostly buy and sell products and real estate deals. The best thing for the job seekers to search their own dream job easily is through online classified ads. There are lots of US local classifieds existed today, especially international online classifieds. Famous classified ad sites in the US are one of the best sources for posting advertisements on your own, and also searching advertisements that you are interested about. Categories like the buy and sell, income opportunities, real estate, jobs and personals are applied in any online classifieds you searched. Speaking of income opportunities, there are lots of them like the famous multi-level-marketing, direct selling, online-based opportunities, joint ventures and many more. As what the job seekers have experienced about online classifieds, it is very easy to find by just sitting at your computer with a high speed internet connection to find a dream job that is suitable for them, and what makes them comfortable.

There are lots of webmasters who like to establish their own online classified ad site, to help lots of buyers, sellers, employers and job seekers to find what they want, in case they don’t find it at the other sites. But what benefits do the webmasters and customers get on online classifieds? The webmasters may be benefited when they place their own advertisement like Google AdSense in their website, and customers may gain benefits on completing their transactions faster than meeting with each other in any place, especially when both the buyer and the seller are from different areas or countries. With online classifieds, a job seeker may never regret or say that it is only a waste of time and effort, but to think that we are under global financial or economic crisis, we are striving hard to recover and let things go back to normal. Not only you are helping yourself to earn money for food and basic needs, but also to help companies rise and recover their own losses. This is what online classifieds are built to help us all.

Great News, Business Credit Has No Impact on the Business Owner’s Personal Credit

When done properly, business credit is obtained without the SSN being supplied on the application.

This means there is no credit check from the business owner to get approved. This also means that anyone who has bad, even horrible personal credit can still be approved for business credit.

Reports to the business credit reporting agencies, not the consumer reporting agencies.

So as it has no adverse impact on the owner’s consumer credit because it’s not reported to consumer agencies.

This means utilizing the account, even over 30%, won’t have any adverse impact on the personal scores.

And there are no inquires on the personal credit when you apply for business credit as long as you don’t supply your SSN.

30% of your total consumer score is based on utilization, so if you use your personal cards for your business and if you use those cards you will lower your scores. Using more than 30% of your limit WILL result in a score decrease

So if your limit is $1,000, having a balance above $300 lowers your scores. This means 40% of your total score is damaged. With true business credit, 0% of your score is affected.

10% of your total consumer score is based on inquiries, so if you are using your personal credit to apply for business loans and credit, your scores will go down as a result of those inquiries.

Plus, those inquiries can remain on your for an extended period of time affecting your ability to borrow more money.

And some unsecured business lending sources won’t even lend you money if you have two inquiries or more on your personal credit reports within six months.

The credit doesn’t report to the consumer agencies, so neither inquiries nor utilization have any effect on your consumer scores.

How to Devalue Your Business

Anyone who has sold or bought a business will tell you of the importance.

All potential buyers can easily obtain extensive information about your business, just by obtaining your business credit report… that anyone who wants it can get.

This means they’ll quickly know details about your business including:

• Credit scores

• High credit limits

• Past payment performance

• Employees

• Revenues

And much more…

Now that you know how easy extensive credit and financial information is to get for a company, if you were a buyer wouldn’t you get it?

Based on what’s on your business credit report, would you want to buy your company?

Does your report reflect that your company is “established”, does it show that you pay your bills, do you look like a successful company from your report?

If you could choose from two companies to buy that were the same in every way except business credit, which one would you buy…

… The one with a very limited or no credit profile… or one with a credit profile that reflects good payment performance, and one with available credit.

Gift Ideas – Find Great Gift Ideas For Your Loved Ones

One of the greatest ways to celebrate a moment, an occasion or express love is by presenting nice gifts. A gift can express the emotions that even words may not be able to portray. However, often there is a lack of original gift ideas and it can become difficult to choose a special gift item for a special person or a special occasion.

Unique Gift Ideas

There are a range of gift ideas depending upon the recipient (man, woman, child, babies, pets), relationship (father, mother, brother, sister, husband, wife, friends, girlfriend, boyfriend) and occasion. Some of the unique gift ideas are as follows:

Gift Ideas for Men: Gifting a man can be a little difficult as they tend to have very specific tastes and preferences. However, a bit of research can throw up some really nice ideas.

Almost all men are gadget freaks and any of the latest electronic items can completely floor them. An advanced cell phone, iPhone, iPhone accessories, multiple gadget charging stations and wireless headphones can be excellent gifts.

Apart from gadgets, another very good idea is to treat their taste buds by present food or drink packages. From fine wine to beer baskets and from assorted cheese packets to an expensive dinner at an exotic restaurant, these options would definitely be adored by them.

Some other unique ideas include golf club drink dispensers, personalized portraits, coasters with light, convertible luggage bags etc.

Gift Ideas for Women: A lot of people think that gifting a woman is the toughest. This is a myth and there are innumerable unique gift idea for women that can impress them a great deal.

Gorgeous apparel, jewelry, accessories and make-up items are some of the standard but effective gifts for women. To try something different, gifts like modern kitchen gadgets including meat thermometers, electric carving knives and cookie cutters can be very helpful.

Most women these days are fitness conscious and gifting them some fitness gifts can be quite unconventional. These can include health food baskets, herbal teas, calorie burning sandals, massaging mats, stress relievers, foot spas and yoga gift sets.

More extravagant gifts can include dream car tours, a vacation to an oriental or an exotic land, gourmet dinner cruise or even a precious gem stone.

Birthday Gift Ideas: Birthdays are the most frequent occasions to gift someone. There are some excellent offbeat birthday gift ideas for everyone. These include engraving the name in custom art, crazy cake pans, life size wall murals, personalized birthday chronicles, personalized birthday magazine cover, hot air balloon trip or even a poem.

Anniversary Gift Ideas: An anniversary is a celebration of the union of two people and there are many exclusive anniversary gifts available. These include romantic art decor, rose bouquet with custom messages on every rose, home spa gift sets, bottles with romantic messages, personalized photo lamps, personalized marble plaques, a trip to some of the best vineyard or even pencil sketches.

Presenting an offbeat gift item can surprise the recipients but they would make the occasion and the presenter extremely memorable for them.

Languages of India – A Great Unifier Or Divider of People?

Language is usually considered to be an effective tool for communication between people in the process of transferring their ideas, message, knowledge etc. Languages of India are a great unifier as well as divider of people. Translation, whether it is a general translation dealing in languages of India, requires utmost care in transforming the text from the source language to the target language. The translator who translates and checks the Indian languages document should have in-depth knowledge in languages of India. The translator should also have a good grasp of the subject matter under consideration.

India is a land of many regional languages spoken in different regions. Hindi is the National language and spoken widely in Northern India. Tamil, Malayalam, Telugu, Kannada, Marathi, Oriya, Gujarati, Sindhi etc are the regional languages spoken in different regions of India. So reaching the larger general public means reaching through translator and their translation services. Today with the advent of internet, the dependence on internet for education, business, health etc. have been made easy. Now most of the business transactions, distance education, health advice through video conferencing, online shopping etc are readily accessible to general public through the internet from any corner of the country.

The translation documents translated by translator enable the readers from various part of the country to read through the local language websites. Through this unique Indian language facility, an online business company can transact with consumers easily. All type of national business meetings can be held with multilingual participants from different parts of the country and this helps to promote business within the nation. Moreover, marketing brands becomes an easy task with the help of Indian language translation features where the common customer can easily enquirer without speaking in languages of India.

The accuracy with which the local language translation features deliver the message is very important whether in business, selling products or education. This accuracy mainly depends on the closeness in meaning of the word translated into the required Indian language. It is a common belief that anyone who knows Indian languages can do the translation services. Mere knowledge of local languages does not qualify translator for professional translation. The translator should have good knowledge of at least two local languages, a mother tongue language and another local language.

Another quality of a good translator is that he/she should have the writing skill. Another important point to look forward in a good translator is that he/she should be able to translate the text according to the target culture.Indian translation is a complex task and hence the translators should have more patience, experience and above all concentration while doing the work. He/she is required to read and comprehend the information to be translated first and then start doing the work.

Write a Great Business Plan Now

You need to write a great business plan because a mediocre one just will not do. Not any more. Not in this turbulent financial time.

Banks are stingy. Venture capitalists are stingier. And angel investors are probably the stingiest of all. Approaching any one of these entities without having a great business plan in hand is absurd. It just won’t fly.

So what makes a business plan great?

Well, starting at the beginning, the basics need to be covered. These are the items you will find outlined on every business plan site in existence. These items include:

Biographical information
Financial information
History of the company
Identifying your market
Credit reports

But if your business plan included all of these things, it still has less than a 10% chance of being funded.

What are you missing? Pizazz.

Pizazz means more than filling out an outline and handing it in. Pizazz means presenting yourself and your company as the absolutely best choices on the market. It means you have the ability to navigate through tough times. It means you have marketing skills beyond the ordinary. It means you can use the tools of the web world to capture more business than other businesses in your field.

More than anything else, you need the ability to take the tools that are available and make them your own, much like a great actor makes a role his own. Everybody sees the same words, but some people have the ability to see beyond the words.

And it means that you can present all of this with style and grace.

Well, we never said that writing a great business plan would be easy. It is not.

But all the work is definitely worth it. A strong business plan opens doors than would otherwise remain slammed shut. Even if a particular bank or venture capitalist or angel investor is unable to fund your project, with a strong business plan in hand you are far more likely to get the referrals that you need to succeed.

Going through the process is half the battle. Researching, writing, re-writing, honing your message… all of these are essential to really examining yourself as an entrepreneur, and your vision for your company. A “vision statement” just doesn’t cut it. Your vision will be presented throughout your whole business plan. The style, the outlook, the growth pattern, the people involved all contribute to defining your vision.

And once you have gone through the process, having the skill to put it all into a concise, persuasive sales tool called a business plan is the other half of the process. And, yes, it is a sales tool, not a declaratory statement.

The payoff? You can stand proud when you stand in front of your banker or your angel investor, knowing that you have indeed done your homework. And you are the best.

Why a Great Storefront Is Vital to Your Company’s Bottom Line

Great commercial real estate can be hard to find, but rest assured it is well worth the wait. Retail real estate that is well set up, in a favorable location, and affordable can drastically increase your store’s bottom line. The more profitable your company is, the better it is for not only yourself, but also your employees and the local economy.

“Well Set Up” Storefront

A well set up storefront is one which is clean and well organized. It should be large enough for the wares you plan on selling, or (alternatively) offer enough office space for those you plan to employee. Stores which are crowded or dirty are instantly off-putting to potential customers, and they will often leave without purchasing anything – sometimes even if they really need it.

A good display in the front window, which shows the best of your merchandise or relevant materials pertaining to your services, will help to draw customers in. It also helps to keep the area well-lit and inviting. The exception to this rule may be when less light appeals better to your target demographic, like Hot Topic stores.

Favorable Location

Commercial real estate which is in a favorable location can be even harder to find than one which offers your company enough room to do business. Patience is key here, however, because there is nothing more important than location. You may have the best products in the world, but it will not matter a bit if nobody can see them.

The best location will be one which is centralized to your target audience. It should be located near a well-traveled road, or in a shopping center which sees a lot of patronage. For your convenience, it helps if the store is not too far from where you live. Keeping traveling distance to within an hour will make the building more accessible for you.

Affordable

What is considered affordable for your company will depend on your unique situation. As a rule, however, you want the mortgage or rent on your retail real estate to be as far below your potential income as possible. The higher your building costs, the less profit your company will end up making. If you can purchase or rent a property for less than fifty percent of your overall projected income, you’ve done well.

When making your calculations, be sure you have taken into consideration other business expenses, such as materials, products, pay roll, and utilities. If these, added with the possible store cost, are more than 80% of your projected income, than you will not be turning any substantial profit. Without a substantial profit, your company will be unable to succeed.

Finding the perfect commercial real estate for your company can take a lot of time, patience, and energy, but it is undoubtedly worth it. The potential to make a higher profit yield is crucial to success, and a great storefront will allow your company just that. Simply remember you need a well set up storefront in a favorable location, which is affordable for your unique financial situation.

5 Great Ideas To Boost Business Productivity And Reduce Stress

According to a recent business study, 92% respondents say they make or take work- related communications outside of the office, including during vacations.

Like most people in corporate America, there never seems to be enough hours in the day to do complete tasks leaving employees the options of either burning the midnight oil or infringing on ‘personal time’ with work projects. While one can’t create more hours in your day, there are effective ways to use that time more wisely. Discover better, proven, and efficient tips to increase productivity and decrease stress.

Make every hour count. Plan your day in 15-minute chunks and prioritize your tasks. That’s smart time management, but it doesn’t guarantee you’ll work productively. You’ll operate most efficiently if you banish aimless anxieties and the urge to procrastinate.

Here’s some ideas to boost workplace productivity and reduce stress:

1) Get it down…clear your mind! Have a pen and paper ready and list your anxieties, numbering them in order of importance. This exercise will help you clear your head-and maybe even reprioritize-so that you can return to work free of mental distractions.

2) Allot “worry time.” If you grow anxious thinking about all the work that awaits you, then reserve blocks of time to indulge yourself in worry. Don’t let these thoughts creep into the rest of your day-or you may wind up worrying about a job rather than doing it.

3) Confront, don’t complain. There’s a time and a place to vent your frustrations. But if you deplete precious time during the workday by dropping what you’re doing and talking about your irritations, you’ll dig yourself in even deeper. If you’re annoyed at a co-worker, don’t complain to whoever happens to walk into your office. Instead, speak directly to the person with whom you’re upset. This saves time and reduces the spread of ill will.

4) POP: Plan, Organize, Prepare. Plan ahead using solid project management skills. Make sure you map out milestones on your timeline and anticipate ample turnaround time for deliverables and deadlines. Organize your notes, tasks, and workload. Prepare for projects, such as fact gathering, logistics, or calling hard-to-reach project stakeholders.

5) Anticipate first, reflect later. If you make a high-profile mistake, you may feel compelled to dissect what happened in excruciating detail. That’s fine on your own time. But don’t waste the day analyzing a screw-up or justifying your decisions to any and all who’ll listen.

These are simple, proven tactics that can help you prioritize tasks and anxieties… and stop you from working in a constant crisis mode.